List of Top 10 Health Insurance Companies in India

Top 10 Health Insurance Companies in India:

At present, there are various types of Health Insurance Companies are available to provide a different type of Health Insurance plans. So, it is very difficult to select which is the best and why! 

I created a list of the best and famous 10 Health Insurance service provider companies in India. Hope everybody collects some information from my provided list below: 

01. Religare Health Insurance Company Ltd.:

In my article Top 10 Health Insurance Companies in India, the Religare Health Insurance Company Ltd. takes 1st place. Religare Health Insurance Company is specialist health insurance engaged in the distribution & servicing of health insurance products. The company, headquartered in Delhi, commenced operation in July'2012. Within a very short span of time is already operating 54 offices, servicing more than 26,00,000 lives across 300+ locations including over 1100 corporate. 

Religare Health Insurance Company offers many Health Insurance policies from which hereunder: 

A) ‘CARE' Health insurance Policy: Care Health Insurance Policy has unique features like - 

i) Cashless treatment at 4758+ hospitals & Daily Allowance. 
ii) Auto recharge of your policy Sum Insured is exhausted. 
iii) Get health checkups for insured members, every year. 
iv) Avail treatment anywhere in the world. 
v) No 'Claim based' loading ever & Get Lifetime renewability. 
vi) No paperwork. Buy & get a policy online in 2 mins. 

B) ‘CARE FREEDOM' Health Insurance Policy: 

i) No pre-policy medical check-up, for all ages and Sum Insured. 
ii) Only 2 years waiting period in case of Pre-existing Diseases. 

iii) Annual health check-ups for all insured members covered as adults. 

iv) Automatic recharge of sum insured if claim amount exhausts your coverage limit. 

v) Ease of cashless treatment & settlement of claims directly by the company. 

vi) Tax benefit on premium paid, u/s 80D of Income Tax Act-1961. 

C) ‘JOY TOMORROW': Health Insurance Policy with Maternity and the new born cover has unique features like – 

i) Cashless treatment at 4758+ hospitals. 
ii) A perfect blend of hospitalization and maternity insurance 'Waiting period' of 24 months for maternity-related claims. 

iii) Newborn baby cover 

For more information about Religare Health Insurance Company, kindly visit

02. ICICI Lombard General Insurance Company:

ICICI Lombard is in 2nd position in the List of 10 Health Insurance Companies in India. ICICI Lombard General Insurance Company Ltd. is one of the largest private sector general insurance company in India. Offering insurance coverage for motor, health, travel, home, student travel & more. 

ICICI Lombard General Insurance Company founded in the year of 2001 and its headquarters in Mumbai, India. It has 5000 nos. of employees in different product sectors and it is a Joint Venture between ICICI Bank Limited and Canada-based Fairfax Financial Holdings Limited. 

ICICI Lombard's provides various types of Insurance Plans: 

i) ICICI Lombard Complete Health Insurance Plan: From this plan, you get comprehensive coverage and also gives you an option to choose your medical plan, premium and policy according to your budget and requirements. 

ii) ICICI Lombard Health Care Plus Insurance Plan.
Key benefits: 

i) Coverage up to Rs. 10 Lac. Multiple sum insured options. 
ii) Get tax benefits on your health plan under Section 80D of the Indian Income Tax Act 1961. 

iii) Get policy renewal facility for the lifetime. 
iv) No Maximum Entry Age to avail of this policy. 
v) Get cashless medical treatment across India in 4,500+ network hospitals. 

vi) No Sub-limit. However, you can opt for a Sub-limit option. 
vii) Individual Cover for each member of the family. 
viii) Flexible Sum Insured. 
ix) Flexible Deductibles. 
x) Long term cover from 1 year to 2 years. 
xi) Entry Age: 5 years to 65 years and lifetime renewability. 
xii) No sub-limits on room rent, hospitalization expenses, diagnostic tests/ doctors fees, etc. 

If you need more info please go to the website

03. Apollo Munich Health Insurance: 

Apollo Munich Health Insurance is a Joint Venture between Apollo Hospitals Groups, Asia's largest healthcare providers and Munich Health, world leaders in health insurance. Apollo Munich is an ISO 9001:2008 Certified Health Insurance Company. Offers individual health insurance plans, family health insurance plans and group health insurance policies for corporate. Apollo Munich offers its products through a network of 50+ offices, well-trained sales partners and directly through its call center, website and in-home sales force. Find below some Health Insurance Plans provides by Apollo Munich: 

i) Health Insurance for Individual: 
ii) Health Insurance for Family 
iii) Health Insurance for Senior Citizens. 

For more info visit

04. Max Bupa Health Insurance Company Limited:

Max Bupa Health Insurance Company Limited is an Indian assurance Firm and Joint Venture between Max India Limited and Bupa Finance plc UK. Established for the purpose of carrying on Health Insurance business in India. Its registered office in New Delhi, with 11 branch offices across India. Site address

05. Bajaj Allianz: 

Bajaj Allianz established in the year of 2001. Headquartered in Pune, India. It is a Joint Venture between Bajaj Auto Ltd. and Allianz SE, a European Financial Services Company. Bajaj Allianz offers Health Plans for families and individuals. Website address-

06. HDFC ERGO General Insurance Company Limited:

HDFC ERGO was founded in the year of 2002 and it's headquartered in Mumbai, India. It is a Joint Venture between HDFC Ltd. and ERGO International AG, a Germany-based company. The company operates in 89 Indian cities with over 109 branches and 1900 staff members across the country. Find below some of the health insurance plans offered by HDFC ERGO: 

i) Health Suraksha Plan. 
ii) Health Suraksha Regain. 
iii) Health Suraksha Top up Plus. 
iv) Critical Illness Plan. 

HDFC ERGO's site address-

07. SBI Life Insurance:

SBI Life Insurance is a Joint Venture life insurance company between SBI & BNP Paribas Assurance. It's headquartered in Mumbai, India. SBI Life Insurance offers Health Plans under the name of ‘Smart Health Insurance'. The ‘Smart Health Insurance' packed with features like lump sum payout, Pre & post-hospitalization charges. For more information please visit

08. Reliance General Insurance Company Ltd.:

Reliance General Insurance Company Ltd. is an Indian Insurance Company, provides different types of Health Insurance Policies. It is a part of Reliance Capital Ltd. of the Reliance Anil Dhirubhai Ambani Group. The Reliance General Insurance Company Ltd. founded in the year of 2001 and is headquartered in Mumbai in India. Visit to know details about the famous Indian Health Insurance provider company. 

09. Star Health and Allied Insurance:

Star Health and Allied Insurance Co. Ltd. commenced its operations in 2006 with the business interests in health insurance, overseas medical-claim policy and personal accident. The company offers a wide range of health insurance products at affordable prices to make health insurance accessible to all. For more info visit

10. National Insurance Company:

In the List of Top 10 Health Insurance Companies in India, National Insurance Company takes 10th place. National Insurance Company is a State-owned general insurance company in India. The companies headquartered in Kolkata, India and it was established in 1906 and nationalized in 1972. The slogan of this Company is ‘THODA SIMPLE SOCH' (Mediclaim Insurance). National Insurance Company offered Mediclaim Policy and Parivaar Mediclaim Health Insurance Plans. Website address-

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